The scoring model takes into account all the information provided within our Credit Report and is an aggregated score against the whole of the UK. It operates on a scale of 0-1000 and is divided into 10 bandings, each representing a cross-sectional 10% of the population. 

In very general terms, The higher the score, the lower the risk but each organisation using this model should set their own pass/accept ‘Mark’ based on their own criteria.