The Creditsafe Credit Score predicts the likelihood of a business failing over a 12-month period whereas the Finance Performance Indicator predicts the likelihood of a company defaulting on a payment on a CCDS facility within the next 90 days.
The Creditsafe Credit Score is influenced by factors such as CCJs, payment data, financials filed, business sizes, industries and director changes whereas the finance performance indicator uses key data points provided to us via the CCDS scheme.