The following explanations describe what each metric means and how it should be interpreted.
Postal Sector Council Tax Amount Index
This provides an indication of the relative level of council tax within the postcode sector associated with the address. It provides additional local property context and does not represent the actual council tax amount paid by the individual.
Postcode CCJ Coverage
This shows the prevalence of County Court Judgments (CCJs) associated with matched records within the postcode. It provides context around the level of recorded financial difficulty within the local area. It does not mean that the individual being searched has a CCJ. Individual CCJ information should be considered separately where available within the Verify product.
Postcode Insolvency Coverage
This shows the prevalence of insolvencies associated with matched records within the postcode and provides additional context around financial difficulty within the area. It does not mean that the individual being searched has been insolvent.
Postcode Median House Price Estimate
This provides an estimate of the typical property value within the postcode. It provides local property context and should not be interpreted as the value of the individual's specific property.
Postcode Median Monthly Rent Estimate
This provides an estimate of the typical monthly rental value within the postcode. It can provide useful context when considering housing costs in the area but does not represent the amount of rent actually paid by the individual.
Local Gross Household Income Estimate
This provides an estimate of the median household income within the wider local area. It provides additional context around the financial characteristics of the area but is not an estimate of the specific individual's income.
Local Gross Household Income Decile
This shows the relative income position of the local area, expressed as a decile. It provides a way of understanding the income position of the area relative to other areas. The value relates to the local area rather than the individual or household being searched.
Neighbourhood Deprivation Percentile
This provides an indication of the relative level of deprivation within the local area. It provides additional neighbourhood context but should not be interpreted as an assessment of the individual's financial circumstances or vulnerability. People within the same geographic area can have very different individual circumstances.
Output Area Classification Subgroup Name
The Output Area Classification (OAC) subgroup provides a classification describing the general population and household profile of the local area. It provides additional demographic context and should not be interpreted as a description or classification of the individual being searched.